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Exceptional Checking
Get higher interest rates, more flexibility and features, and no fees on any ATM transaction, even if it’s not one of ours.*

Unlimited Mercantile Bank fees waived when using any competitor's ATM
With a minimum balance of $5,000 or more in checking, Mercantile Bank will automatically refund the competitor's domestic ATM fees for an unlimited number of transactions*
Free online banking with bill pay
Minimum daily balance to avoid a maintenance fee must be maintained through one of the following options:

$5,000.00 daily combined relationship balance in either checking, savings, and/or money market accounts or
$25,000.00 in CDs or
$25,000.00 in consumer loans (outstanding balance)

$25.00 monthly maintenance fee if relationship requirements are not met
Overdraft Protection available through Account Link or ODP — Line of Credit
Free debit/ATM card
Free checks
Free 3 x 5 safe deposit box
$50.00 minimum opening deposit
Interest compounded daily on checking balance
For rates on this product, please enter your zip code and click search:

For additional information on any of our checking accounts, submit a checking account contact form, call 800.238.8681, or visit any of our branches.

*Maximum fee refund is $2.50 per ATM withdrawal

Certificates of Deposit

Discount Brokerage

Home Equity Line of Credit Transfers

Health Savings Account